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Cruise lines reserve the right to cancel, alter or postpone a scheduled departure. They may also exercise their right to change the itinerary, the ship or some of the ports of call.
Of course, choosing a cruise during hurricane season increases the chance that the trip and/or itinerary could be modified. However, there really isn't any increase of risk to your personal safety.
The captain, for safety reasons, can always make the decision to change itineraries and move into safer waters.
Today's modern ships have state of the art, sophisticated weather-tracking systems. They constantly monitor weather conditions and stay in calm waters to avoid possible storms.
If your cruise falls during hurricane season, watch the weather in the area where you are planning to sail. If it starts to look "iffy", contact the cruise line for any changes and to to register your concerns. Find out if they intend to possibly make any changes in your cruise’s itinerary.
Sometimes ships have to change ports of call to avoid local health or political problems. The cruise lines are very sensitive to possible risks to the well being of their passengers.
You can always cancel, but it should be the last resort of both you and the cruise line.
Seriously consider purchasing a trip cancellation insurance policy and protect your hard earned vacation dollars.

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Probably. At least give it strong consideration.
In booking a cruise, you normally book far in advance. Many things can happen in 6 months or a year’s time that might cause you to miss the cruise.
Airlines and cruise lines carry very low liability. In the event that they lose or damage your luggage, you will rarely receive adequate coverage for your losses.
Look carefully at your own personal medical coverage. It may not cover you at all outside the United States.
What do you do if something happens on your trip and you don't have sufficient coverage ? You could be in a country or city that can't provide adequate medical care.
The cost of medical evacuation to a proper medical care facility is prohibitive.
When considering trip insurance, read the "fine print". There are exceptions as with any insurance policy and in often, pre-existing conditions will not be covered. Be sure that any policy you buy is going to be the best one for you and your family.

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Also referred to as trip cancellation insurance, most policies protect you if your vacation is cancelled or interrupted.
Most policies refund any losses incurred, if you must cancel the cruise after the time limit imposed by the cruise line for a full refund.
Some may also offer protection in the event of a delay, causing you to miss the ship, or an interruption during the cruise..
There may be an amendment which covers your luggage and other personal belongings.
Many offer very important medical coverage to protect you in case of illness or injury while on your trip.
All insurance policies vary in cost, amount of deductible, level of protection and any exemptions. Check carefully the individual policy to find the best coverage for your situation..

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